Terms Of Service

Effective Date: April 20, 2026

1. INTRODUCTION & ACCEPTANCE

These Terms of Service ("Terms") constitute a legally binding agreement between you ("User," "Client," "you," or "your") and Z & Z Massoud Inc DBA Get Insurance ("we," "us," or "our").

By accessing or using our services, including website interactions, insurance inquiries, and SMS communications, you agree to:

Be bound by these Terms

Comply with all applicable laws and regulations

Be at least 18 years of age

If you do not agree, you must not use our services.

2. BUSINESS INFORMATION

Z & Z Massoud Inc DBA Get Insurance
📍 Address: 1855 Chicago Ave, Riverside, CA 92507, USA
📞 Phone: +1 951-347-8053
📧 Email: [email protected]

3. SERVICES PROVIDED

Get Insurance provides:

Life insurance consultations and quotes

Policy guidance and support

Customer service communications

Digital and phone-based interactions, including SMS

All services are informational and do not constitute legal or financial advice.

4. USER RESPONSIBILITIES

You agree to:

Provide accurate and complete information

Use our services only for lawful purposes

Not misuse, disrupt, or attempt unauthorized access to systems

Review policy terms carefully before making decisions

You are responsible for all actions taken using your information.

5. SMS COMMUNICATIONS PROGRAM

5.1 Program Description

By opting in, you may receive SMS messages related to:

Insurance quotes and follow-ups

Policy updates and notifications

Appointment reminders

Customer support communications

Promotional messages (only with explicit consent)

5.2 Opt-In Consent

By submitting your information through our website, advertisements, forms, or other communication channels, you expressly consent to receive communications from Get Insurance via SMS, phone calls, prerecorded or artificial voice messages, and email regarding your insurance inquiry, appointments, policy information, customer support, and related marketing communications where permitted by law.

By providing your phone number and opting in, you consent to receive SMS messages from Get Insurance.

Consent is not a condition of purchase

Messages will only be sent in accordance with your preferences

5.3 Message Frequency & Charges

Message frequency may vary

Message and data rates may apply based on your mobile carrier plan

5.4 Opt-Out Instructions

You may opt out at any time by replying:

STOP

After opting out, you will no longer receive SMS messages.

For assistance, reply:

HELP

5.5 Carrier Disclaimer

Mobile carriers are not liable for delayed or undelivered messages.

Get Insurance does not guarantee message delivery or timing, as SMS services depend on third-party telecommunications providers.

6. PRIVACY
SMS consent and phone numbers collected for SMS communications are not shared, sold, rented, or disclosed to third parties or affiliates for marketing purposes.

We may share information only with licensed insurance agents, carriers, service providers, or vendors operating on our behalf for the purpose of providing requested insurance services and customer support.

Your use of our services is also governed by our Privacy Policy.

-We are committed to:

-Protecting your personal information

-Not selling or sharing SMS opt-in data

-Maintaining secure handling of your data

7. PAYMENTS & FEES

Certain services may involve fees, which will be disclosed in advance

Payments are processed through secure third-party providers

Unless otherwise stated, fees are non-refundable

8. INTELLECTUAL PROPERTY

All content provided by Get Insurance, including:

Website content

Branding and materials

Communications and resources

…is the property of Get Insurance and may not be copied, distributed, or reused without permission.

9. DISCLAIMERS

Services are provided “as is” without warranties

We do not guarantee approval for insurance policies

We are not responsible for decisions made based on provided information

10. LIMITATION OF LIABILITY

To the fullest extent permitted by law, Get Insurance shall not be liable for:

Any indirect, incidental, or consequential damages

Loss of data, profits, or opportunities

Delays or failures in communication services

Your use of our services is at your own risk.

11. TERMINATION

We may suspend or terminate access if you:

Violate these Terms

Engage in unlawful or harmful behavior

You may discontinue use of services at any time.

12. MODIFICATIONS

We may update these Terms at any time.

Continued use of services after updates constitutes acceptance of the revised Terms.

13. GOVERNING LAW

These Terms shall be governed by the laws of the State of California, without regard to conflict of law principles.

14. CONTACT INFORMATION

Z & Z Massoud Inc DBA Get Insurance
📍 1855 Chicago Ave, Riverside, CA 92507, USA
📞 +1 951-347-8053
📧 [email protected]

15. ARBITRATION & CLASS ACTION WAIVER

Any dispute, claim, or controversy arising out of or relating to these Terms or the use of our services shall be resolved through binding arbitration in the State of California, rather than in court, except where prohibited by law.

You agree to waive any right to participate in a class action lawsuit, class arbitration, or representative action against Get Insurance.